Your expenses.
Automatically organized.
Ledger reads your bank SMS, sorts every transaction into the right category, and turns your spending into clear, useful insights — without you lifting a finger.
Free to download · No ads · Works with Indian banks
Ledger
Total Balance
42 txns₹1,24,560
Income
₹2.18L
Expenses
₹93,450
Spending by Category
Zomato
-₹845Amazon
-₹2,499Total Balance
Your financial data is encrypted in transit and at rest. It's never sold, and it's never shown to anyone but you.
Features
Everything happens in the background.
You open the app to see answers, not to do data entry.
Automatic SMS Detection
Ledger reads transaction messages from your bank the moment they arrive. No manual entry required.
AI Categorization
Claude intelligently sorts every transaction into the right category, and learns your patterns over time.
Spending Insights
See exactly where your money goes each month, broken down by category, merchant, and trend.
Budgets
Set limits for any category and track progress in real time, with alerts before you overspend.
Cloud Sync
Your data stays in sync across every device, backed by Firebase.
Privacy First
Your financial data stays yours. It's never sold, and it's never used for ads.
Powered by Claude
Financial clarity, generated for you.
Ledger uses Anthropic's Claude to understand your transactions the way you would — and explain them back to you in plain language.
Smart categorization
Every transaction is sorted automatically, even when the merchant name is unclear.
Spending summaries
A clear, plain-language summary of your month, generated on request.
Personalized insights
Patterns and suggestions based on how you actually spend, not generic advice.
AI features are optional and always ask before running.
A closer look
Designed to be understood at a glance.
Why Ledger
Less tracking. More knowing.
Privacy
Private by default. Not by settings.
Ledger is built so your financial data stays exactly where it belongs — with you.
Google Authentication
Sign in securely with the Google account you already trust.
Firebase Security
Your data is encrypted in transit and at rest.
Private by Design
Only you can see your transactions, categories, and budgets.
No Ads
Ledger is never funded by advertising, and never will be.
No Selling Data
Your financial information is never sold or shared for marketing.
Questions
Good to know.
Ledger reads incoming SMS from your bank, recognizes transaction messages, and extracts the amount, merchant, and category automatically. Everything happens on your device.
Yes. Your data is encrypted in transit and at rest, and stored securely using Firebase. Only your account can access it.
No. Ledger only processes messages that look like transaction notifications from banks and financial institutions. Personal messages are never read or stored.
Yes, at any time from your device settings. You can still use Ledger fully with manual transaction entry.
Ledger uses Anthropic's Claude for categorization and insights. AI features are optional and only run when you choose to use them.
Yes. You can export your transaction history at any time from within the app.
Take control of your finances.
Download Ledger and see where your money actually goes.
Download LedgerAvailable on Google Play · Free